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Licensed & Insured

Moving Insurance & Damage Claims

Understanding your insurance options and the claims process helps you protect your belongings and resolve issues quickly if something goes wrong.

LicensedTop Rated5000+ Moves

4.9/5

847+ Reviews

Licensed

Fully Insured

5,000+

Moves Completed

15+ Years

In Dubai

Types of Moving Insurance

Different coverage levels offer different protection. Choose based on the value of your belongings.

Usually Included

Basic Liability Coverage

AED 2-5 per item based on weight

Standard coverage included with most moves. Covers items based on weight, not actual value.

Best for: Standard household items without significant value

Declared Value Protection

Up to declared value per item

You declare the total value of your shipment. Mover liability is limited to that amount.

Best for: Moves with some valuable items requiring better protection

Full Replacement Value

100% replacement or repair cost

Items are repaired to original condition or replaced at current market value.

Best for: High-value items, antiques, electronics, and luxury furniture

How to File a Damage Claim

Follow these steps to ensure your claim is processed smoothly

1

Document at Delivery

Inspect all items as they are unloaded. Note any damage on the delivery receipt before signing. Take photos immediately.

2

Report Within 24-48 Hours

Contact your moving company within 24-48 hours of delivery. Most companies have strict time limits for reporting damage.

3

Submit Written Claim

File a formal written claim with photos, receipts (if available), and detailed description of damage.

4

Assessment & Resolution

Company reviews claim and may send an assessor. Resolution can include repair, replacement, or compensation.

Documentation Checklist for Claims

Gather this documentation to support your claim:

Photos of damaged items (multiple angles)
Photos showing packaging condition
Copy of signed delivery receipt with noted damages
Original purchase receipts or proof of value (if available)
Written description of damage
Your contact information and move details
Witness statements (if applicable)

Get a free, no-obligation quote tailored to your move. We'll handle the details.

Preventing Damage Before It Happens

Take photos of valuable items before the move
Keep inventory with descriptions and values
Discuss fragile items with movers beforehand
Consider professional packing for valuables
Ask about coverage for high-value items
Keep important documents with you, not in the truck
Supervise loading and unloading when possible
Read and understand your contract before signing

Our Commitment to You

We take damage claims seriously. All our moves include standard liability coverage, and we offer upgrade options for valuable items. If something does go wrong, we have a clear claims process and dedicated support to resolve issues fairly.

Insurance & Claims FAQs

Find answers to common questions about our moving services

Most moving companies require claims to be reported within 24-48 hours for visible damage, and up to 14 days for concealed damage discovered after unpacking. Check your contract for specific timeframes.

You can still file a claim for concealed damage discovered later. Document everything immediately upon discovery and contact the mover. However, claims are stronger when damage is noted at delivery.

Basic liability coverage is weight-based (AED 2-5 per kg), not value-based. A 10kg TV worth AED 5,000 might only be covered for AED 50. For valuables, upgrade to full replacement coverage.

Some home insurance policies cover belongings during a move. Check with your insurance provider before relying on this, as coverage varies and deductibles may apply.

Common exclusions: cash, jewelry, important documents, perishables, plants, pets, items packed by owner (unless inspected), and pre-existing damage. High-value items may require separate declarations.

Simple claims can be resolved in 1-2 weeks. Complex claims involving assessment or disputes may take 30-60 days. Reputable companies keep you updated throughout the process.

Move With Confidence

Comprehensive coverage options and a transparent claims process. Your belongings are in safe hands.

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